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AML/CTF compliance guides

Free, authoritative resources to help Australian businesses understand and meet their AML/CTF obligations. Written by compliance experts with deep knowledge of the AML/CTF Act 2006, AUSTRAC requirements, and the 2026 Tranche 2 reforms.

Whether you are a reporting entity already registered with AUSTRAC or a professional services firm preparing for Tranche 2, these guides cover everything from foundational concepts through to practical checklists and step-by-step workflows. All content is specific to Australian law and FATF Recommendations as implemented in Australia.

Foundational

Complete Guide to AML/CTF Compliance in Australia

Understand your obligations under the Anti-Money Laundering and Counter-Terrorism Financing Act 2006. Covers who is a reporting entity, the six core obligations, penalties, and how to build a compliant program.

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Reporting

AUSTRAC Reporting Requirements: TTR, SMR & IFTI Guide

A practical guide to every report you may be required to lodge with AUSTRAC — Threshold Transaction Reports, Suspicious Matter Reports, and International Funds Transfer Instructions — including deadlines and penalties.

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Due Diligence

Customer Due Diligence Checklist for Australian Businesses

Step-by-step CDD requirements including standard, simplified, and enhanced due diligence. Covers identity verification, beneficial ownership, source of funds, ongoing customer due diligence, and 7-year record keeping.

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Tranche 2

Tranche 2 AML/CTF Reform: What Professional Services Need to Know

The biggest AML/CTF reform in 20 years. From 1 July 2026, accountants, lawyers, real estate agents, and other professional services become reporting entities. Learn what changes, key deadlines, and how to prepare.

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KYC

KYC Identity Verification Guide for Australian Businesses

Understand Know Your Customer (KYC) requirements under Australian law. Covers document verification, biometric checks, electronic verification, individual vs business identity, and beneficial ownership identification.

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AI Integration

Claude AI Integration Guide for IntelliCompli

Use Claude AI as your compliance co-pilot via Model Context Protocol (MCP). Automate customer screening, AUSTRAC reporting, investigations, and risk assessments with 25 powerful tools.

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Why AML/CTF compliance matters in Australia

Australia is a member of the Financial Action Task Force (FATF) and is subject to mutual evaluation reviews. AUSTRAC is the national financial intelligence unit responsible for enforcing the AML/CTF Act 2006, and penalties for non-compliance are severe.

$222M+

Largest AUSTRAC penalty to date — issued to a major Australian bank for systemic AML/CTF failures

1 Jul 2026

Full Tranche 2 compliance deadline for professional services firms — accountants, lawyers, real estate agents, and more

75,000+

Estimated new reporting entities under Tranche 2 reforms — the largest expansion of Australia's AML/CTF regime ever

Put these guides into practice

IntelliCompli automates the obligations covered in every guide — AUSTRAC reporting, customer due diligence, KYC verification, and Tranche 2 readiness. Start your free trial today.